Call reports 2019
COMMUNITY NATIONAL BANK — 2019
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 210,430,000 | 216,927,000 | 212,547,000 | 215,663,000 |
| Total loans | 122,870,000 | 125,171,000 | 123,608,000 | 127,595,000 |
| Allowance for loan losses | 1,848,000 | 1,859,000 | 1,849,000 | 1,877,000 |
| Securities available for sale | 53,769,000 | 50,447,000 | 52,364,000 | 52,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,963,000 | 188,468,000 | 183,262,000 | 185,920,000 |
| Interest-bearing deposits | 113,046,000 | 112,003,000 | 113,712,000 | 112,337,000 |
| Noninterest-bearing deposits | 69,917,000 | 76,465,000 | 69,550,000 | 73,583,000 |
| Equity capital | 23,251,000 | 24,183,000 | 24,963,000 | 25,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,059,000 | 4,245,000 | 6,472,000 | 8,751,000 |
| Interest expense | 247,000 | 515,000 | 796,000 | 1,071,000 |
| Net interest income | 1,812,000 | 3,730,000 | 5,676,000 | 7,680,000 |
| Noninterest income | 549,000 | 1,108,000 | 1,671,000 | 2,214,000 |
| Noninterest expense | 1,657,000 | 3,549,000 | 5,221,000 | 6,898,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 674,000 | 1,259,000 | 2,105,000 | 2,975,000 |
| Income tax | 54,000 | 54,000 | 54,000 | 54,000 |
| Net income | 620,000 | 1,205,000 | 2,051,000 | 2,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,946,000 | 21,212,000 | 21,898,000 | 22,607,000 |
| Total capital | 22,683,000 | 22,957,000 | 23,641,000 | 24,383,000 |
| Risk-weighted assets | 138,867,000 | 139,552,000 | 139,344,000 | 142,058,000 |