Call reports 2018
COMMUNITY NATIONAL BANK — 2018
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 203,474,000 | 197,984,000 | 204,041,000 | 200,903,000 |
| Total loans | 112,167,000 | 121,692,000 | 120,319,000 | 117,548,000 |
| Allowance for loan losses | 1,790,000 | 1,744,000 | 1,803,000 | 1,807,000 |
| Securities available for sale | 48,707,000 | 51,117,000 | 51,063,000 | 51,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,478,000 | 171,132,000 | 176,776,000 | 173,481,000 |
| Interest-bearing deposits | 115,321,000 | 111,559,000 | 114,252,000 | 112,250,000 |
| Noninterest-bearing deposits | 62,157,000 | 59,573,000 | 62,524,000 | 61,231,000 |
| Equity capital | 22,365,000 | 22,371,000 | 22,748,000 | 23,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,863,000 | 3,791,000 | 5,894,000 | 7,973,000 |
| Interest expense | 163,000 | 350,000 | 552,000 | 787,000 |
| Net interest income | 1,700,000 | 3,441,000 | 5,342,000 | 7,186,000 |
| Noninterest income | 674,000 | 1,203,000 | 1,761,000 | 2,369,000 |
| Noninterest expense | 1,650,000 | 3,345,000 | 4,925,000 | 6,655,000 |
| Provision for loan losses | 30,000 | 150,000 | 300,000 | 350,000 |
| Pretax income | 694,000 | 1,149,000 | 1,878,000 | 2,550,000 |
| Income tax | 65,000 | 65,000 | 65,000 | 65,000 |
| Net income | 629,000 | 1,084,000 | 1,813,000 | 2,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,108,000 | 20,231,000 | 20,699,000 | 21,171,000 |
| Total capital | 21,693,000 | 21,951,000 | 22,405,000 | 22,826,000 |
| Risk-weighted assets | 126,610,000 | 137,580,000 | 136,437,000 | 132,260,000 |