Call reports 2017
COMMUNITY NATIONAL BANK — 2017
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 197,275,000 | 197,092,000 | 200,298,000 | 201,605,000 |
| Total loans | 116,330,000 | 120,462,000 | 113,937,000 | 117,362,000 |
| Allowance for loan losses | 1,925,000 | 1,842,000 | 1,726,000 | 1,767,000 |
| Securities available for sale | 45,827,000 | 45,360,000 | 42,912,000 | 43,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,938,000 | 173,509,000 | 175,930,000 | 175,559,000 |
| Interest-bearing deposits | 111,762,000 | 109,794,000 | 110,663,000 | 113,465,000 |
| Noninterest-bearing deposits | 62,176,000 | 63,715,000 | 65,267,000 | 62,094,000 |
| Equity capital | 21,816,000 | 22,012,000 | 22,691,000 | 22,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,845,000 | 3,671,000 | 5,501,000 | 7,339,000 |
| Interest expense | 149,000 | 273,000 | 407,000 | 541,000 |
| Net interest income | 1,696,000 | 3,398,000 | 5,094,000 | 6,798,000 |
| Noninterest income | 471,000 | 928,000 | 1,389,000 | 1,902,000 |
| Noninterest expense | 1,518,000 | 3,160,000 | 4,700,000 | 6,393,000 |
| Provision for loan losses | 20,000 | 20,000 | 65,000 | 95,000 |
| Pretax income | 629,000 | 1,146,000 | 1,718,000 | 2,212,000 |
| Income tax | 0 | 0 | -169,000 | -169,000 |
| Net income | 629,000 | 1,146,000 | 1,887,000 | 2,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,603,000 | 19,186,000 | 19,709,000 | 20,008,000 |
| Total capital | 20,143,000 | 20,769,000 | 21,233,000 | 21,588,000 |
| Risk-weighted assets | 122,819,000 | 126,415,000 | 121,756,000 | 126,205,000 |