Call reports 2016
COMMUNITY NATIONAL BANK — 2016
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 194,765,000 | 200,022,000 | 197,446,000 | 199,233,000 |
| Total loans | 113,150,000 | 113,414,000 | 115,418,000 | 118,297,000 |
| Allowance for loan losses | 1,825,000 | 1,830,000 | 1,902,000 | 1,918,000 |
| Securities available for sale | 52,299,000 | 51,456,000 | 50,027,000 | 48,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,279,000 | 3,842,000 | 4,894,000 | 2,069,000 |
| Total deposits | 172,295,000 | 172,194,000 | 169,190,000 | 171,591,000 |
| Interest-bearing deposits | 115,534,000 | 111,882,000 | 111,381,000 | 107,497,000 |
| Noninterest-bearing deposits | 56,761,000 | 60,312,000 | 57,809,000 | 64,094,000 |
| Equity capital | 20,418,000 | 20,832,000 | 21,255,000 | 20,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,527,000 | 5,333,000 | 7,155,000 |
| Interest expense | 137,000 | 270,000 | 407,000 | 543,000 |
| Net interest income | 1,620,000 | 3,257,000 | 4,926,000 | 6,612,000 |
| Noninterest income | 517,000 | 1,027,000 | 1,463,000 | 1,809,000 |
| Noninterest expense | 1,556,000 | 2,987,000 | 4,528,000 | 6,085,000 |
| Provision for loan losses | 20,000 | 60,000 | 120,000 | 150,000 |
| Pretax income | 586,000 | 1,262,000 | 1,766,000 | 2,209,000 |
| Income tax | 120,000 | 283,000 | 381,000 | 456,000 |
| Net income | 466,000 | 979,000 | 1,385,000 | 1,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,500,000 | 17,855,000 | 18,266,000 | 18,575,000 |
| Total capital | 19,037,000 | 19,386,000 | 19,847,000 | 20,150,000 |
| Risk-weighted assets | 122,693,000 | 122,205,000 | 126,132,000 | 125,634,000 |