Call reports 2015
COMMUNITY NATIONAL BANK — 2015
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 196,134,000 | 190,983,000 | 194,215,000 | 192,951,000 |
| Total loans | 96,275,000 | 97,801,000 | 97,937,000 | 105,770,000 |
| Allowance for loan losses | 1,866,000 | 1,860,000 | 1,880,000 | 1,865,000 |
| Securities available for sale | 60,919,000 | 64,053,000 | 67,579,000 | 62,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,103,000 | 3,585,000 | 4,165,000 | 3,555,000 |
| Total deposits | 175,157,000 | 169,741,000 | 172,258,000 | 171,162,000 |
| Interest-bearing deposits | 117,300,000 | 114,872,000 | 113,819,000 | 114,080,000 |
| Noninterest-bearing deposits | 57,857,000 | 54,869,000 | 58,439,000 | 57,082,000 |
| Equity capital | 19,183,000 | 19,377,000 | 19,943,000 | 19,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,635,000 | 3,284,000 | 4,963,000 | 6,674,000 |
| Interest expense | 143,000 | 281,000 | 419,000 | 551,000 |
| Net interest income | 1,492,000 | 3,003,000 | 4,544,000 | 6,123,000 |
| Noninterest income | 443,000 | 852,000 | 1,354,000 | 1,848,000 |
| Noninterest expense | 1,610,000 | 3,096,000 | 4,767,000 | 6,465,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 325,000 | 775,000 | 1,147,000 | 1,567,000 |
| Income tax | 30,000 | 135,000 | 173,000 | 274,000 |
| Net income | 295,000 | 640,000 | 974,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,588,000 | 16,854,000 | 17,109,000 | 17,346,000 |
| Total capital | 17,942,000 | 18,223,000 | 18,474,000 | 18,831,000 |
| Risk-weighted assets | 107,831,000 | 109,014,000 | 108,670,000 | 118,423,000 |