Call reports 2015
BRICKYARD BANK — 2015
What BRICKYARD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 115,303,000 | 118,315,000 | 113,720,000 | 115,389,000 |
| Total loans | 65,367,000 | 66,605,000 | 69,853,000 | 72,289,000 |
| Allowance for loan losses | 2,236,000 | 2,285,000 | 2,285,000 | 1,953,000 |
| Securities available for sale | 11,640,000 | 10,527,000 | 9,601,000 | 8,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,705,000 | 107,913,000 | 103,455,000 | 105,258,000 |
| Interest-bearing deposits | 89,460,000 | 87,043,000 | 85,842,000 | 83,525,000 |
| Noninterest-bearing deposits | 15,245,000 | 20,870,000 | 17,613,000 | 21,733,000 |
| Equity capital | 9,821,000 | 9,636,000 | 9,519,000 | 9,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,812,000 | 2,725,000 | 3,593,000 |
| Interest expense | 170,000 | 341,000 | 509,000 | 667,000 |
| Net interest income | 738,000 | 1,471,000 | 2,216,000 | 2,926,000 |
| Noninterest income | 272,000 | 569,000 | 870,000 | 1,168,000 |
| Noninterest expense | 1,174,000 | 2,335,000 | 3,512,000 | 4,653,000 |
| Provision for loan losses | 37,000 | 40,000 | 40,000 | -36,000 |
| Pretax income | -201,000 | -335,000 | -466,000 | -523,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -201,000 | -335,000 | -466,000 | -523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,845,000 | 9,711,000 | 9,579,000 | 9,523,000 |
| Total capital | 10,711,000 | 10,577,000 | 10,480,000 | 10,452,000 |
| Risk-weighted assets | 67,944,000 | 67,878,000 | 70,668,000 | 73,303,000 |