Call reports 2025
NEIGHBORHOOD NATIONAL BANK — 2025
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 190,837,000 | 199,473,000 | 210,832,000 | 226,050,000 |
| Total loans | 145,195,000 | 150,790,000 | 156,481,000 | 163,145,000 |
| Allowance for loan losses | 1,914,000 | 1,921,000 | 1,927,000 | 2,305,000 |
| Securities available for sale | 39,000 | 39,000 | 36,000 | 35,000 |
| Securities held to maturity | 12,903,000 | 14,259,000 | 14,037,000 | 12,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,401,000 | 164,717,000 | 173,087,000 | 183,349,000 |
| Interest-bearing deposits | 115,111,000 | 120,907,000 | 129,742,000 | 143,316,000 |
| Noninterest-bearing deposits | 42,290,000 | 43,810,000 | 43,345,000 | 40,033,000 |
| Equity capital | 22,507,000 | 23,693,000 | 26,933,000 | 27,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,468,000 | 5,164,000 | 8,051,000 | 11,846,000 |
| Interest expense | 1,115,000 | 2,354,000 | 3,674,000 | 5,045,000 |
| Net interest income | 1,353,000 | 2,810,000 | 4,377,000 | 6,801,000 |
| Noninterest income | 235,000 | 563,000 | 1,202,000 | 1,707,000 |
| Noninterest expense | 1,562,000 | 3,163,000 | 4,939,000 | 6,918,000 |
| Provision for loan losses | 0 | 0 | 0 | 299,000 |
| Pretax income | 26,000 | 200,000 | 624,000 | 1,275,000 |
| Income tax | 0 | 2,000 | -2,801,000 | -2,571,000 |
| Net income | 26,000 | 198,000 | 3,425,000 | 3,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,581,000 | 23,765,000 | 24,204,000 | 24,661,000 |