Call reports 2024
NEIGHBORHOOD NATIONAL BANK — 2024
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 151,173,000 | 153,000,000 | 169,427,000 | 174,489,000 |
| Total loans | 117,091,000 | 117,902,000 | 124,001,000 | 129,641,000 |
| Allowance for loan losses | 1,910,000 | 1,911,000 | 1,953,000 | 1,913,000 |
| Securities available for sale | 52,000 | 46,000 | 41,000 | 40,000 |
| Securities held to maturity | 6,800,000 | 8,423,000 | 13,610,000 | 12,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,014,000 | 121,528,000 | 135,240,000 | 139,841,000 |
| Interest-bearing deposits | 85,895,000 | 88,030,000 | 92,869,000 | 100,746,000 |
| Noninterest-bearing deposits | 33,119,000 | 33,498,000 | 42,371,000 | 39,095,000 |
| Equity capital | 17,292,000 | 23,023,000 | 22,698,000 | 22,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,986,000 | 4,179,000 | 6,480,000 | 8,827,000 |
| Interest expense | 881,000 | 1,867,000 | 2,952,000 | 3,978,000 |
| Net interest income | 1,105,000 | 2,312,000 | 3,528,000 | 4,849,000 |
| Noninterest income | 94,000 | 174,000 | 467,000 | 600,000 |
| Noninterest expense | 1,447,000 | 3,013,000 | 4,819,000 | 6,494,000 |
| Provision for loan losses | 0 | 0 | 41,000 | 0 |
| Pretax income | -248,000 | -527,000 | -865,000 | -1,111,000 |
| Income tax | 0 | 2,000 | 2,000 | 0 |
| Net income | -248,000 | -529,000 | -867,000 | -1,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,447,000 | 23,178,000 | 22,854,000 | 22,625,000 |
| Total capital | 19,243,000 | 24,975,000 | 24,693,000 | — |
| Risk-weighted assets | 111,932,000 | 114,554,000 | 120,576,000 | — |