Call reports 2022
NEIGHBORHOOD NATIONAL BANK — 2022
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 121,215,000 | 119,027,000 | 119,322,000 | 113,791,000 |
| Total loans | 67,107,000 | 72,375,000 | 72,466,000 | 79,692,000 |
| Allowance for loan losses | 1,467,000 | 1,532,000 | 1,532,000 | 1,533,000 |
| Securities available for sale | 73,000 | 67,000 | 65,000 | 64,000 |
| Securities held to maturity | 0 | 0 | 1,486,000 | 6,351,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,208,000 | 100,654,000 | 102,034,000 | 96,013,000 |
| Interest-bearing deposits | 60,136,000 | 64,220,000 | 64,935,000 | 60,365,000 |
| Noninterest-bearing deposits | 35,072,000 | 36,434,000 | 37,099,000 | 35,648,000 |
| Equity capital | 12,155,000 | 14,488,000 | 14,362,000 | 14,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,678,000 | 2,755,000 | 4,011,000 |
| Interest expense | 113,000 | 237,000 | 366,000 | 545,000 |
| Net interest income | 702,000 | 1,441,000 | 2,389,000 | 3,466,000 |
| Noninterest income | 79,000 | 309,000 | 376,000 | 438,000 |
| Noninterest expense | 1,128,000 | 2,199,000 | 3,353,000 | 4,464,000 |
| Provision for loan losses | 0 | 65,000 | 66,000 | 68,000 |
| Pretax income | -347,000 | -514,000 | -654,000 | -628,000 |
| Income tax | 0 | 3,000 | 3,000 | 3,000 |
| Net income | -347,000 | -517,000 | -657,000 | -631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,137,000 | 14,477,000 | 14,350,000 | 14,370,000 |
| Total capital | 12,905,000 | 15,276,000 | 15,140,000 | 15,188,000 |
| Risk-weighted assets | 60,748,000 | 63,169,000 | 62,457,000 | 64,730,000 |