Call reports 2020
NEIGHBORHOOD NATIONAL BANK — 2020
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 72,302,000 | 142,613,000 | 135,407,000 | 112,895,000 |
| Total loans | 42,377,000 | 88,265,000 | 78,178,000 | 58,584,000 |
| Allowance for loan losses | 1,092,000 | 1,399,000 | 1,234,000 | 1,169,000 |
| Securities available for sale | 1,119,000 | 1,114,000 | 98,000 | 93,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,840,000 | 77,641,000 | 76,705,000 | 72,733,000 |
| Interest-bearing deposits | 38,714,000 | 50,048,000 | 49,845,000 | 48,477,000 |
| Noninterest-bearing deposits | 15,126,000 | 27,593,000 | 26,860,000 | 24,256,000 |
| Equity capital | 10,842,000 | 9,995,000 | 10,613,000 | 10,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,541,000 | 2,448,000 | 3,744,000 |
| Interest expense | 119,000 | 287,000 | 464,000 | 615,000 |
| Net interest income | 510,000 | 1,254,000 | 1,984,000 | 3,129,000 |
| Noninterest income | 210,000 | 333,000 | 554,000 | 617,000 |
| Noninterest expense | 1,376,000 | 2,902,000 | 4,288,000 | 5,632,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 250,000 |
| Pretax income | -656,000 | -1,515,000 | -1,950,000 | -2,136,000 |
| Income tax | 0 | 0 | 3,000 | 3,000 |
| Net income | -656,000 | -1,515,000 | -1,953,000 | -2,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,795,000 | 9,949,000 | 10,571,000 | 10,398,000 |
| Total capital | 11,339,000 | 10,510,000 | 11,096,000 | 10,920,000 |
| Risk-weighted assets | 42,915,000 | 44,065,000 | 41,252,000 | 41,110,000 |