Call reports 2019
NEIGHBORHOOD NATIONAL BANK — 2019
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 61,985,000 | 65,144,000 | 68,110,000 | 67,366,000 |
| Total loans | 45,967,000 | 46,704,000 | 46,119,000 | 43,089,000 |
| Allowance for loan losses | 1,199,000 | 1,205,000 | 1,210,000 | 1,216,000 |
| Securities available for sale | 148,000 | 145,000 | 134,000 | 127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,863,000 | 47,252,000 | 50,804,000 | 49,501,000 |
| Interest-bearing deposits | 24,814,000 | 24,833,000 | 32,863,000 | 32,999,000 |
| Noninterest-bearing deposits | 21,049,000 | 22,419,000 | 17,941,000 | 16,502,000 |
| Equity capital | 10,661,000 | 9,929,000 | 10,848,000 | 11,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,468,000 | 2,238,000 | 3,003,000 |
| Interest expense | 69,000 | 145,000 | 245,000 | 364,000 |
| Net interest income | 650,000 | 1,323,000 | 1,993,000 | 2,639,000 |
| Noninterest income | 671,000 | 1,344,000 | 1,875,000 | 2,158,000 |
| Noninterest expense | 1,915,000 | 3,998,000 | 5,537,000 | 7,075,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -594,000 | -1,331,000 | -1,669,000 | -2,278,000 |
| Income tax | 0 | 3,000 | 3,000 | 3,000 |
| Net income | -594,000 | -1,334,000 | -1,672,000 | -2,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,635,000 | 9,906,000 | 10,814,000 | 11,469,000 |
| Total capital | 11,179,000 | 10,447,000 | 11,346,000 | 11,994,000 |
| Risk-weighted assets | 42,858,000 | 42,616,000 | 41,828,000 | 41,322,000 |