Call reports 2018
NEIGHBORHOOD NATIONAL BANK — 2018
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 54,741,000 | 54,068,000 | 59,160,000 | 65,100,000 |
| Total loans | 38,370,000 | 38,413,000 | 37,928,000 | 39,956,000 |
| Allowance for loan losses | 959,000 | 965,000 | 977,000 | 1,193,000 |
| Securities available for sale | 203,000 | 195,000 | 180,000 | 160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,028,000 | 41,822,000 | 45,938,000 | 51,078,000 |
| Interest-bearing deposits | 23,187,000 | 22,216,000 | 23,887,000 | 27,491,000 |
| Noninterest-bearing deposits | 18,841,000 | 19,606,000 | 22,051,000 | 23,587,000 |
| Equity capital | 9,710,000 | 9,286,000 | 10,301,000 | 11,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,127,000 | 1,701,000 | 2,362,000 |
| Interest expense | 38,000 | 79,000 | 124,000 | 181,000 |
| Net interest income | 511,000 | 1,048,000 | 1,577,000 | 2,181,000 |
| Noninterest income | 718,000 | 1,380,000 | 2,171,000 | 2,799,000 |
| Noninterest expense | 1,534,000 | 3,160,000 | 4,793,000 | 6,313,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -305,000 | -732,000 | -1,045,000 | -1,333,000 |
| Income tax | 0 | 3,000 | 2,000 | 2,000 |
| Net income | -305,000 | -735,000 | -1,047,000 | -1,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,702,000 | 9,279,000 | 10,295,000 | 11,239,000 |
| Total capital | 10,209,000 | 9,784,000 | 10,783,000 | 11,739,000 |
| Risk-weighted assets | 39,978,000 | 39,883,000 | 38,555,000 | 39,286,000 |