Call reports 2016
NEIGHBORHOOD NATIONAL BANK — 2016
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 57,551,000 | 55,464,000 | 56,418,000 | 55,893,000 |
| Total loans | 29,698,000 | 29,308,000 | 30,073,000 | 28,033,000 |
| Allowance for loan losses | 2,293,000 | 1,425,000 | 1,439,000 | 1,217,000 |
| Securities available for sale | 2,517,000 | 2,403,000 | 2,237,000 | 2,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,455,000 | 49,081,000 | 50,300,000 | 50,244,000 |
| Interest-bearing deposits | 29,555,000 | 27,169,000 | 27,409,000 | 27,504,000 |
| Noninterest-bearing deposits | 22,899,000 | 21,913,000 | 22,891,000 | 22,740,000 |
| Equity capital | 4,230,000 | 5,542,000 | 5,192,000 | 4,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 948,000 | 1,429,000 | 1,872,000 |
| Interest expense | 36,000 | 66,000 | 94,000 | 120,000 |
| Net interest income | 436,000 | 882,000 | 1,335,000 | 1,752,000 |
| Noninterest income | 646,000 | 1,878,000 | 2,599,000 | 3,316,000 |
| Noninterest expense | 1,427,000 | 2,805,000 | 4,319,000 | 5,807,000 |
| Provision for loan losses | 0 | -1,000,000 | -1,000,000 | -1,000,000 |
| Pretax income | -345,000 | 955,000 | 615,000 | 261,000 |
| Income tax | 0 | 5,000 | 5,000 | 5,000 |
| Net income | -345,000 | 950,000 | 610,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,224,000 | 5,519,000 | 5,180,000 | 4,825,000 |
| Total capital | 4,620,000 | 5,889,000 | 5,572,000 | 5,192,000 |
| Risk-weighted assets | 29,789,000 | 28,524,000 | 30,314,000 | 28,496,000 |