Call reports 2015
NEIGHBORHOOD NATIONAL BANK — 2015
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 66,244,000 | 61,783,000 | 65,953,000 | 61,123,000 |
| Total loans | 33,147,000 | 30,111,000 | 30,090,000 | 31,308,000 |
| Allowance for loan losses | 2,068,000 | 2,187,000 | 2,260,000 | 2,274,000 |
| Securities available for sale | 2,847,000 | 2,717,000 | 2,640,000 | 2,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,685,000 | 56,208,000 | 60,412,000 | 55,825,000 |
| Interest-bearing deposits | 38,496,000 | 35,344,000 | 33,597,000 | 32,568,000 |
| Noninterest-bearing deposits | 22,188,000 | 20,864,000 | 26,814,000 | 23,257,000 |
| Equity capital | 4,713,000 | 4,698,000 | 4,706,000 | 4,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,072,000 | 1,562,000 | 2,032,000 |
| Interest expense | 60,000 | 110,000 | 152,000 | 192,000 |
| Net interest income | 472,000 | 962,000 | 1,410,000 | 1,840,000 |
| Noninterest income | 617,000 | 1,262,000 | 1,939,000 | 2,584,000 |
| Noninterest expense | 1,107,000 | 2,229,000 | 3,372,000 | 4,626,000 |
| Provision for loan losses | -300,000 | -300,000 | -300,000 | -300,000 |
| Pretax income | 282,000 | 295,000 | 277,000 | 98,000 |
| Income tax | 0 | -1,000 | 5,000 | 5,000 |
| Net income | 282,000 | 296,000 | 272,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,753,000 | 4,774,000 | 4,750,000 | 4,571,000 |
| Total capital | 5,177,000 | 5,161,000 | 5,153,000 | 4,981,000 |
| Risk-weighted assets | 32,304,000 | 29,166,000 | 30,360,000 | 30,886,000 |