Call reports 2015
BANK OF VIRGINIA — 2015
What BANK OF VIRGINIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 324,565,000 | 342,941,000 | 348,273,000 | 348,481,000 |
| Total loans | 219,870,000 | 225,960,000 | 228,874,000 | 246,253,000 |
| Allowance for loan losses | 1,102,000 | 990,000 | 903,000 | 823,000 |
| Securities available for sale | 41,411,000 | 58,445,000 | 48,720,000 | 46,221,000 |
| Securities held to maturity | 20,132,000 | 27,087,000 | 26,281,000 | 25,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,052,000 | 286,059,000 | 290,653,000 | 290,981,000 |
| Interest-bearing deposits | 239,134,000 | 254,569,000 | 262,480,000 | 261,075,000 |
| Noninterest-bearing deposits | 27,918,000 | 31,490,000 | 28,173,000 | 29,906,000 |
| Equity capital | 26,460,000 | 26,424,000 | 27,067,000 | 26,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,553,000 | 5,268,000 | 8,017,000 | 10,841,000 |
| Interest expense | 543,000 | 1,106,000 | 1,708,000 | 2,330,000 |
| Net interest income | 2,010,000 | 4,162,000 | 6,309,000 | 8,511,000 |
| Noninterest income | 99,000 | 196,000 | 290,000 | 400,000 |
| Noninterest expense | 2,041,000 | 3,806,000 | 5,801,000 | 7,941,000 |
| Provision for loan losses | -340,000 | -277,000 | -330,000 | -293,000 |
| Pretax income | 522,000 | 943,000 | 1,264,000 | 1,397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 522,000 | 943,000 | 1,264,000 | 1,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,588,000 | 26,999,000 | 27,319,000 | 27,457,000 |
| Total capital | 27,690,000 | 27,989,000 | 28,222,000 | 28,280,000 |
| Risk-weighted assets | 181,125,000 | 191,640,000 | 201,261,000 | 210,519,000 |