Call reports 2025
CRAWFORD COUNTY TRUST AND SAVINGS BANK — 2025
What CRAWFORD COUNTY TRUST AND SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 283,656,000 | 276,632,000 | 279,081,000 | 287,314,000 |
| Total loans | 195,677,000 | 192,358,000 | 192,304,000 | 199,159,000 |
| Allowance for loan losses | 2,257,000 | 2,239,000 | 2,251,000 | 2,260,000 |
| Securities available for sale | 55,507,000 | 58,967,000 | 56,896,000 | 59,516,000 |
| Securities held to maturity | 3,771,000 | 2,961,000 | 2,953,000 | 2,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,492,000 | 252,244,000 | 253,460,000 | 260,914,000 |
| Interest-bearing deposits | 213,707,000 | 205,516,000 | 203,428,000 | 208,443,000 |
| Noninterest-bearing deposits | 46,785,000 | 46,728,000 | 50,032,000 | 52,471,000 |
| Equity capital | 21,897,000 | 23,047,000 | 24,184,000 | 25,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,274,000 | 6,747,000 | 10,234,000 | 13,751,000 |
| Interest expense | 1,097,000 | 2,242,000 | 3,316,000 | 4,378,000 |
| Net interest income | 2,177,000 | 4,505,000 | 6,918,000 | 9,373,000 |
| Noninterest income | 231,000 | 481,000 | 723,000 | 983,000 |
| Noninterest expense | 1,237,000 | 2,443,000 | 3,699,000 | 4,984,000 |
| Provision for loan losses | 35,000 | 35,000 | 35,000 | 55,000 |
| Pretax income | 1,136,000 | 2,508,000 | 3,907,000 | 5,317,000 |
| Income tax | 51,000 | 106,000 | 162,000 | 219,000 |
| Net income | 1,085,000 | 2,402,000 | 3,745,000 | 5,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,696,000 | 26,363,000 | 27,006,000 | 27,559,000 |
| Total capital | 27,953,000 | 28,602,000 | 29,257,000 | 29,819,000 |
| Risk-weighted assets | 205,982,000 | 204,141,000 | 201,820,000 | 208,584,000 |