Call reports 2024
CRAWFORD COUNTY TRUST AND SAVINGS BANK — 2024
What CRAWFORD COUNTY TRUST AND SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 275,680,000 | 270,527,000 | 272,418,000 | 275,536,000 |
| Total loans | 192,827,000 | 194,047,000 | 194,571,000 | 195,264,000 |
| Allowance for loan losses | 2,193,000 | 2,214,000 | 2,206,000 | 2,223,000 |
| Securities available for sale | 51,681,000 | 52,495,000 | 53,740,000 | 54,048,000 |
| Securities held to maturity | 3,815,000 | 3,804,000 | 3,793,000 | 3,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,070,000 | 250,392,000 | 249,827,000 | 253,688,000 |
| Interest-bearing deposits | 205,714,000 | 200,594,000 | 196,146,000 | 201,897,000 |
| Noninterest-bearing deposits | 50,356,000 | 49,798,000 | 53,681,000 | 51,791,000 |
| Equity capital | 18,389,000 | 18,879,000 | 21,035,000 | 20,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,995,000 | 6,206,000 | 9,454,000 | 12,790,000 |
| Interest expense | 997,000 | 2,065,000 | 3,178,000 | 4,318,000 |
| Net interest income | 1,998,000 | 4,141,000 | 6,276,000 | 8,472,000 |
| Noninterest income | 257,000 | 526,000 | 779,000 | 1,049,000 |
| Noninterest expense | 1,173,000 | 2,354,000 | 3,525,000 | 4,656,000 |
| Provision for loan losses | 0 | 90,000 | 175,000 | 191,000 |
| Pretax income | 1,082,000 | 2,223,000 | 3,355,000 | 4,674,000 |
| Income tax | 52,000 | 101,000 | 150,000 | 206,000 |
| Net income | 1,030,000 | 2,122,000 | 3,205,000 | 4,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,697,000 | 24,165,000 | 24,600,000 | 25,111,000 |
| Total capital | 25,890,000 | 26,379,000 | 26,806,000 | 27,334,000 |
| Risk-weighted assets | 206,508,000 | 206,118,000 | 206,041,000 | 206,843,000 |