Call reports 2023
CRAWFORD COUNTY TRUST AND SAVINGS BANK — 2023
What CRAWFORD COUNTY TRUST AND SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 273,545,000 | 271,417,000 | 265,827,000 | 269,304,000 |
| Total loans | 190,571,000 | 190,244,000 | 190,969,000 | 193,617,000 |
| Allowance for loan losses | 2,181,000 | 2,191,000 | 2,188,000 | 2,184,000 |
| Securities available for sale | 59,018,000 | 53,834,000 | 51,979,000 | 53,632,000 |
| Securities held to maturity | 3,363,000 | 3,850,000 | 3,838,000 | 3,827,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,032,000 | 254,263,000 | 239,001,000 | 247,144,000 |
| Interest-bearing deposits | 206,658,000 | 204,664,000 | 194,758,000 | 198,995,000 |
| Noninterest-bearing deposits | 49,374,000 | 49,599,000 | 44,243,000 | 48,149,000 |
| Equity capital | 16,738,000 | 16,385,000 | 16,145,000 | 18,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,509,000 | 5,217,000 | 8,029,000 | 10,947,000 |
| Interest expense | 411,000 | 972,000 | 1,663,000 | 2,548,000 |
| Net interest income | 2,098,000 | 4,245,000 | 6,366,000 | 8,399,000 |
| Noninterest income | 269,000 | 547,000 | 810,000 | 1,125,000 |
| Noninterest expense | 1,167,000 | 2,322,000 | 3,550,000 | 4,766,000 |
| Provision for loan losses | 10,000 | 30,000 | 45,000 | 45,000 |
| Pretax income | 1,190,000 | 2,440,000 | 3,581,000 | 4,713,000 |
| Income tax | 61,000 | 119,000 | 171,000 | 223,000 |
| Net income | 1,129,000 | 2,321,000 | 3,410,000 | 4,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,096,000 | 22,648,000 | 22,987,000 | 23,167,000 |
| Total capital | 24,277,000 | 24,839,000 | 25,175,000 | 25,351,000 |
| Risk-weighted assets | 201,301,000 | 199,864,000 | 202,351,000 | 204,731,000 |