Call reports 2021
CRAWFORD COUNTY TRUST AND SAVINGS BANK — 2021
What CRAWFORD COUNTY TRUST AND SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 246,450,000 | 247,372,000 | 251,781,000 | 263,033,000 |
| Total loans | 170,527,000 | 173,054,000 | 170,694,000 | 172,859,000 |
| Allowance for loan losses | 1,918,000 | 1,985,000 | 2,023,000 | 2,008,000 |
| Securities available for sale | 29,403,000 | 35,454,000 | 41,705,000 | 47,727,000 |
| Securities held to maturity | 1,617,000 | 1,598,000 | 1,590,000 | 2,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,324,000 | 226,827,000 | 230,850,000 | 242,509,000 |
| Interest-bearing deposits | 184,554,000 | 183,946,000 | 185,619,000 | 194,681,000 |
| Noninterest-bearing deposits | 41,770,000 | 42,881,000 | 45,231,000 | 47,828,000 |
| Equity capital | 19,720,000 | 20,049,000 | 20,294,000 | 19,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,792,000 | 3,782,000 | 5,958,000 | 7,874,000 |
| Interest expense | 157,000 | 307,000 | 446,000 | 579,000 |
| Net interest income | 1,635,000 | 3,475,000 | 5,512,000 | 7,295,000 |
| Noninterest income | 295,000 | 572,000 | 855,000 | 1,188,000 |
| Noninterest expense | 1,178,000 | 2,308,000 | 3,504,000 | 4,645,000 |
| Provision for loan losses | 100,000 | 165,000 | 235,000 | 242,000 |
| Pretax income | 652,000 | 1,574,000 | 2,628,000 | 3,596,000 |
| Income tax | 33,000 | 79,000 | 131,000 | 180,000 |
| Net income | 619,000 | 1,495,000 | 2,497,000 | 3,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,318,000 | 19,740,000 | 20,137,000 | 20,300,000 |
| Total capital | 21,236,000 | 21,725,000 | 22,160,000 | 22,308,000 |
| Risk-weighted assets | 172,536,000 | 174,754,000 | 177,767,000 | 179,194,000 |