Call reports 2020
CRAWFORD COUNTY TRUST AND SAVINGS BANK — 2020
What CRAWFORD COUNTY TRUST AND SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 200,608,000 | 218,407,000 | 219,753,000 | 236,216,000 |
| Total loans | 153,643,000 | 162,247,000 | 162,197,000 | 162,561,000 |
| Allowance for loan losses | 1,817,000 | 1,815,000 | 1,831,000 | 1,821,000 |
| Securities available for sale | 20,642,000 | 21,561,000 | 25,853,000 | 27,578,000 |
| Securities held to maturity | 532,000 | 405,000 | 199,000 | 1,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,557,000 | 197,489,000 | 198,629,000 | 215,498,000 |
| Interest-bearing deposits | 151,238,000 | 162,647,000 | 160,156,000 | 175,007,000 |
| Noninterest-bearing deposits | 29,319,000 | 34,842,000 | 38,473,000 | 40,491,000 |
| Equity capital | 19,436,000 | 19,968,000 | 20,075,000 | 20,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,038,000 | 4,031,000 | 5,978,000 | 8,064,000 |
| Interest expense | 273,000 | 540,000 | 773,000 | 964,000 |
| Net interest income | 1,765,000 | 3,491,000 | 5,205,000 | 7,100,000 |
| Noninterest income | 363,000 | 715,000 | 1,141,000 | 1,702,000 |
| Noninterest expense | 1,262,000 | 2,498,000 | 3,765,000 | 5,016,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 330,000 |
| Pretax income | 866,000 | 1,708,000 | 2,551,000 | 3,456,000 |
| Income tax | 43,000 | 102,000 | 142,000 | 173,000 |
| Net income | 823,000 | 1,606,000 | 2,409,000 | 3,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,002,000 | 19,085,000 | 19,239,000 | 19,414,000 |
| Total capital | 20,819,000 | 20,900,000 | 21,070,000 | 21,235,000 |
| Risk-weighted assets | 155,538,000 | 156,607,000 | 157,398,000 | 167,563,000 |