Call reports 2019
CRAWFORD COUNTY TRUST AND SAVINGS BANK — 2019
What CRAWFORD COUNTY TRUST AND SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 193,520,000 | 191,090,000 | 192,867,000 | 199,967,000 |
| Total loans | 153,418,000 | 150,474,000 | 152,957,000 | 153,882,000 |
| Allowance for loan losses | 1,841,000 | 1,840,000 | 1,824,000 | 1,823,000 |
| Securities available for sale | 18,902,000 | 19,514,000 | 20,007,000 | 21,696,000 |
| Securities held to maturity | 668,000 | 550,000 | 544,000 | 539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,466,000 | 171,624,000 | 172,979,000 | 179,963,000 |
| Interest-bearing deposits | 143,150,000 | 142,451,000 | 142,301,000 | 145,148,000 |
| Noninterest-bearing deposits | 31,316,000 | 29,173,000 | 30,678,000 | 34,815,000 |
| Equity capital | 18,514,000 | 18,890,000 | 19,145,000 | 19,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,040,000 | 4,127,000 | 6,221,000 | 8,292,000 |
| Interest expense | 232,000 | 481,000 | 747,000 | 1,021,000 |
| Net interest income | 1,808,000 | 3,646,000 | 5,474,000 | 7,271,000 |
| Noninterest income | 343,000 | 715,000 | 1,107,000 | 1,629,000 |
| Noninterest expense | 1,260,000 | 2,526,000 | 3,799,000 | 5,132,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 40,000 |
| Pretax income | 891,000 | 1,795,000 | 2,777,000 | 3,763,000 |
| Income tax | 44,000 | 89,000 | 140,000 | 188,000 |
| Net income | 847,000 | 1,706,000 | 2,637,000 | 3,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,284,000 | 18,430,000 | 18,661,000 | 18,900,000 |
| Total capital | 20,125,000 | 20,270,000 | 20,485,000 | 20,723,000 |
| Risk-weighted assets | 152,138,000 | 150,442,000 | 152,991,000 | 156,637,000 |