Call reports 2017
CRAWFORD COUNTY TRUST AND SAVINGS BANK — 2017
What CRAWFORD COUNTY TRUST AND SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 130,150,000 | 130,801,000 | 131,608,000 | 130,944,000 |
| Total loans | 99,721,000 | 101,781,000 | 102,188,000 | 101,877,000 |
| Allowance for loan losses | 1,221,000 | 1,217,000 | 1,217,000 | 1,204,000 |
| Securities available for sale | 12,975,000 | 15,188,000 | 14,750,000 | 14,702,000 |
| Securities held to maturity | 673,000 | 660,000 | 650,000 | 138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,613,000 | 117,902,000 | 119,093,000 | 112,878,000 |
| Interest-bearing deposits | 101,212,000 | 101,018,000 | 102,074,000 | 96,685,000 |
| Noninterest-bearing deposits | 17,401,000 | 16,884,000 | 17,019,000 | 16,193,000 |
| Equity capital | 11,262,000 | 11,508,000 | 11,625,000 | 11,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,369,000 | 3,603,000 | 4,842,000 |
| Interest expense | 83,000 | 171,000 | 272,000 | 364,000 |
| Net interest income | 1,078,000 | 2,198,000 | 3,331,000 | 4,478,000 |
| Noninterest income | 189,000 | 395,000 | 606,000 | 778,000 |
| Noninterest expense | 763,000 | 1,496,000 | 2,239,000 | 3,028,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 504,000 | 1,097,000 | 1,698,000 | 2,203,000 |
| Income tax | 25,000 | 55,000 | 85,000 | 111,000 |
| Net income | 479,000 | 1,042,000 | 1,613,000 | 2,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,247,000 | 11,410,000 | 11,553,000 | 11,580,000 |
| Total capital | 12,467,000 | 12,627,000 | 12,770,000 | 12,784,000 |
| Risk-weighted assets | 101,909,000 | 103,770,000 | 106,409,000 | 106,607,000 |