Call reports 2016
CRAWFORD COUNTY TRUST AND SAVINGS BANK — 2016
What CRAWFORD COUNTY TRUST AND SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 133,123,000 | 133,031,000 | 133,760,000 | 131,051,000 |
| Total loans | 106,978,000 | 106,861,000 | 105,228,000 | 101,958,000 |
| Allowance for loan losses | 1,305,000 | 1,306,000 | 1,217,000 | 1,247,000 |
| Securities available for sale | 5,444,000 | 6,859,000 | 6,515,000 | 11,138,000 |
| Securities held to maturity | 733,000 | 716,000 | 696,000 | 685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,606,000 | 120,257,000 | 119,458,000 | 119,385,000 |
| Interest-bearing deposits | 107,411,000 | 105,123,000 | 102,804,000 | 99,149,000 |
| Noninterest-bearing deposits | 14,195,000 | 15,134,000 | 16,654,000 | 20,236,000 |
| Equity capital | 11,170,000 | 11,328,000 | 11,397,000 | 11,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,442,000 | 3,652,000 | 4,831,000 |
| Interest expense | 87,000 | 169,000 | 253,000 | 334,000 |
| Net interest income | 1,139,000 | 2,273,000 | 3,399,000 | 4,497,000 |
| Noninterest income | 166,000 | 336,000 | 514,000 | 717,000 |
| Noninterest expense | 779,000 | 1,518,000 | 2,279,000 | 3,046,000 |
| Provision for loan losses | 0 | 0 | -41,000 | -6,000 |
| Pretax income | 526,000 | 1,091,000 | 1,675,000 | 2,174,000 |
| Income tax | 26,000 | 55,000 | 84,000 | 109,000 |
| Net income | 500,000 | 1,036,000 | 1,591,000 | 2,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,095,000 | 11,210,000 | 11,315,000 | 11,268,000 |
| Total capital | 12,400,000 | 12,516,000 | 12,532,000 | 12,515,000 |
| Risk-weighted assets | 108,748,000 | 108,587,000 | 107,094,000 | 104,613,000 |