Call reports 2015
CRAWFORD COUNTY TRUST AND SAVINGS BANK — 2015
What CRAWFORD COUNTY TRUST AND SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 133,237,000 | 131,415,000 | 134,648,000 | 132,308,000 |
| Total loans | 105,009,000 | 107,869,000 | 109,151,000 | 106,681,000 |
| Allowance for loan losses | 1,291,000 | 1,292,000 | 1,298,000 | 1,304,000 |
| Securities available for sale | 4,810,000 | 4,737,000 | 4,789,000 | 4,613,000 |
| Securities held to maturity | 795,000 | 779,000 | 762,000 | 749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,140,000 | 119,189,000 | 116,123,000 | 120,818,000 |
| Interest-bearing deposits | 107,922,000 | 107,083,000 | 102,268,000 | 107,318,000 |
| Noninterest-bearing deposits | 13,218,000 | 12,106,000 | 13,855,000 | 13,500,000 |
| Equity capital | 10,444,000 | 10,588,000 | 10,585,000 | 11,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,210,000 | 2,440,000 | 3,688,000 | 4,927,000 |
| Interest expense | 100,000 | 195,000 | 291,000 | 380,000 |
| Net interest income | 1,110,000 | 2,245,000 | 3,397,000 | 4,547,000 |
| Noninterest income | 159,000 | 353,000 | 539,000 | 712,000 |
| Noninterest expense | 848,000 | 1,586,000 | 2,349,000 | 3,136,000 |
| Provision for loan losses | 10,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 411,000 | 1,002,000 | 1,572,000 | 2,103,000 |
| Income tax | 0 | 50,000 | 78,000 | 105,000 |
| Net income | 411,000 | 952,000 | 1,494,000 | 1,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,370,000 | 10,528,000 | 10,509,000 | 11,014,000 |
| Total capital | 11,661,000 | 11,820,000 | 11,807,000 | 12,318,000 |
| Risk-weighted assets | 107,451,000 | 109,566,000 | 111,441,000 | 108,454,000 |