Call reports 2025
BCB COMMUNITY BANK — 2025
What BCB COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,472,064,000 | 3,378,688,000 | 3,352,412,000 | 3,278,810,000 |
| Total loans | 2,969,095,000 | 2,911,599,000 | 2,826,735,000 | 2,724,782,000 |
| Allowance for loan losses | 51,484,000 | 50,658,000 | 37,803,000 | 33,691,000 |
| Securities available for sale | 116,496,000 | 130,776,000 | 115,694,000 | 126,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,687,587,000 | 2,662,512,000 | 2,687,588,000 | 2,674,220,000 |
| Interest-bearing deposits | 2,143,888,000 | 2,122,441,000 | 2,150,479,000 | 2,142,433,000 |
| Noninterest-bearing deposits | 543,699,000 | 540,071,000 | 537,109,000 | 531,787,000 |
| Equity capital | 355,712,000 | 357,798,000 | 361,572,000 | 347,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 44,424,000 | 87,879,000 | 131,186,000 | 173,874,000 |
| Interest expense | 21,103,000 | 40,120,000 | 58,386,000 | 75,651,000 |
| Net interest income | 23,321,000 | 47,759,000 | 72,800,000 | 98,223,000 |
| Noninterest income | 1,666,000 | 3,574,000 | 5,700,000 | -7,153,000 |
| Noninterest expense | 14,650,000 | 29,834,000 | 46,519,000 | 62,392,000 |
| Provision for loan losses | 20,845,000 | 25,736,000 | 29,816,000 | 42,011,000 |
| Pretax income | -10,514,000 | -4,334,000 | 2,625,000 | -13,650,000 |
| Income tax | -3,034,000 | -1,238,000 | 644,000 | -4,425,000 |
| Net income | -7,480,000 | -3,096,000 | 1,981,000 | -9,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 353,657,000 | 355,574,000 | 358,205,000 | 344,067,000 |