Call reports 2024
BCB COMMUNITY BANK — 2024
What BCB COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,847,694,000 | 3,792,427,000 | 3,612,141,000 | 3,597,404,000 |
| Total loans | 3,261,439,000 | 3,232,356,000 | 3,122,857,000 | 3,031,048,000 |
| Allowance for loan losses | 34,563,000 | 35,243,000 | 34,693,000 | 34,789,000 |
| Securities available for sale | 86,967,000 | 85,964,000 | 98,169,000 | 101,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,993,149,000 | 2,935,829,000 | 2,754,205,000 | 2,752,960,000 |
| Interest-bearing deposits | 2,460,547,000 | 2,411,423,000 | 2,196,491,000 | 2,230,471,000 |
| Noninterest-bearing deposits | 532,602,000 | 524,406,000 | 557,714,000 | 522,489,000 |
| Equity capital | 355,700,000 | 357,199,000 | 365,051,000 | 364,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 49,422,000 | 98,988,000 | 147,755,000 | 194,551,000 |
| Interest expense | 25,354,000 | 50,373,000 | 74,875,000 | 98,093,000 |
| Net interest income | 24,068,000 | 48,615,000 | 72,880,000 | 96,458,000 |
| Noninterest income | 1,837,000 | -1,299,000 | 551,000 | 2,003,000 |
| Noninterest expense | 14,638,000 | 28,690,000 | 42,653,000 | 56,546,000 |
| Provision for loan losses | 2,088,000 | 4,525,000 | 7,416,000 | 11,570,000 |
| Pretax income | 9,244,000 | 14,099,000 | 24,625,000 | 30,605,000 |
| Income tax | 2,730,000 | 4,150,000 | 7,180,000 | 8,921,000 |
| Net income | 6,514,000 | 9,949,000 | 17,445,000 | 21,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 356,905,000 | 358,575,000 | 364,310,000 | 363,697,000 |