Call reports 2023
BCB COMMUNITY BANK — 2023
What BCB COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,763,360,000 | 3,871,549,000 | 3,810,754,000 | 3,830,997,000 |
| Total loans | 3,260,746,000 | 3,349,926,000 | 3,318,113,000 | 3,314,604,000 |
| Allowance for loan losses | 28,882,000 | 30,205,000 | 31,914,000 | 33,608,000 |
| Securities available for sale | 86,989,000 | 87,649,000 | 86,172,000 | 87,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,868,743,000 | 2,886,154,000 | 2,821,791,000 | 2,980,266,000 |
| Interest-bearing deposits | 2,262,272,000 | 2,265,212,000 | 2,295,644,000 | 2,442,816,000 |
| Noninterest-bearing deposits | 606,471,000 | 620,942,000 | 526,147,000 | 537,450,000 |
| Equity capital | 333,652,000 | 336,456,000 | 340,011,000 | 349,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 42,470,000 | 89,872,000 | 139,113,000 | 188,924,000 |
| Interest expense | 14,279,000 | 33,916,000 | 56,590,000 | 81,574,000 |
| Net interest income | 28,191,000 | 55,956,000 | 82,523,000 | 107,350,000 |
| Noninterest income | 1,445,000 | 3,067,000 | 4,784,000 | 6,872,000 |
| Noninterest expense | 14,373,000 | 29,386,000 | 44,577,000 | 60,729,000 |
| Provision for loan losses | 622,000 | 1,972,000 | 4,177,000 | 6,103,000 |
| Pretax income | 11,991,000 | 24,781,000 | 35,057,000 | 44,601,000 |
| Income tax | 3,419,000 | 7,083,000 | 10,042,000 | 12,897,000 |
| Net income | 8,572,000 | 17,698,000 | 25,015,000 | 31,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 333,643,000 | 339,292,000 | 343,086,000 | 350,749,000 |