Call reports 2022
BCB COMMUNITY BANK — 2022
What BCB COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,038,546,000 | 3,071,268,000 | 3,266,051,000 | 3,545,894,000 |
| Total loans | 2,430,235,000 | 2,654,748,000 | 2,820,210,000 | 3,078,361,000 |
| Allowance for loan losses | 33,980,000 | 34,113,000 | 33,195,000 | 32,373,000 |
| Securities available for sale | 86,308,000 | 86,749,000 | 92,751,000 | 91,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,634,161,000 | 2,655,778,000 | 2,715,971,000 | 2,813,095,000 |
| Interest-bearing deposits | 2,009,773,000 | 2,059,862,000 | 2,102,520,000 | 2,197,697,000 |
| Noninterest-bearing deposits | 624,388,000 | 595,916,000 | 613,451,000 | 615,398,000 |
| Equity capital | 309,360,000 | 307,726,000 | 317,209,000 | 327,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 28,010,000 | 58,827,000 | 93,609,000 | 132,729,000 |
| Interest expense | 2,093,000 | 4,247,000 | 7,117,000 | 15,199,000 |
| Net interest income | 25,917,000 | 54,580,000 | 86,492,000 | 117,530,000 |
| Noninterest income | 1,798,000 | 3,431,000 | 5,055,000 | 6,578,000 |
| Noninterest expense | 12,866,000 | 25,839,000 | 39,211,000 | 55,139,000 |
| Provision for loan losses | -2,575,000 | -2,575,000 | -2,575,000 | -3,075,000 |
| Pretax income | 14,739,000 | 29,760,000 | 49,365,000 | 65,775,000 |
| Income tax | 4,332,000 | 8,752,000 | 14,488,000 | 18,374,000 |
| Net income | 10,407,000 | 21,008,000 | 34,877,000 | 47,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 303,859,000 | 303,958,000 | 316,604,000 | 327,806,000 |