Call reports 2021
BCB COMMUNITY BANK — 2021
What BCB COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,851,573,000 | 2,893,901,000 | 2,982,547,000 | 2,966,215,000 |
| Total loans | 2,333,058,000 | 2,353,185,000 | 2,328,923,000 | 2,343,013,000 |
| Allowance for loan losses | 35,477,000 | 37,472,000 | 38,156,000 | 37,119,000 |
| Securities available for sale | 93,582,000 | 83,543,000 | 82,603,000 | 85,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,404,913,000 | 2,446,617,000 | 2,542,178,000 | 2,565,139,000 |
| Interest-bearing deposits | 1,950,074,000 | 1,953,800,000 | 1,996,786,000 | 1,973,195,000 |
| Noninterest-bearing deposits | 454,839,000 | 492,817,000 | 545,392,000 | 591,944,000 |
| Equity capital | 288,926,000 | 294,674,000 | 298,907,000 | 307,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 28,267,000 | 56,485,000 | 84,770,000 | 113,339,000 |
| Interest expense | 3,955,000 | 7,337,000 | 10,310,000 | 12,949,000 |
| Net interest income | 24,312,000 | 49,148,000 | 74,460,000 | 100,390,000 |
| Noninterest income | 1,956,000 | 4,060,000 | 5,543,000 | 7,782,000 |
| Noninterest expense | 13,546,000 | 26,655,000 | 40,007,000 | 53,623,000 |
| Provision for loan losses | 1,865,000 | 4,160,000 | 4,840,000 | 3,855,000 |
| Pretax income | 10,661,000 | 22,696,000 | 35,152,000 | 50,841,000 |
| Income tax | 3,127,000 | 6,690,000 | 10,312,000 | 14,795,000 |
| Net income | 7,534,000 | 16,006,000 | 24,840,000 | 36,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 282,348,000 | 287,854,000 | 292,222,000 | 299,247,000 |