Call reports 2020
BCB COMMUNITY BANK — 2020
What BCB COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,940,734,000 | 2,987,997,000 | 2,841,340,000 | 2,821,981,000 |
| Total loans | 2,190,428,000 | 2,373,195,000 | 2,425,260,000 | 2,332,190,000 |
| Allowance for loan losses | 25,534,000 | 28,842,000 | 31,760,000 | 33,639,000 |
| Securities available for sale | 95,429,000 | 127,518,000 | 119,643,000 | 99,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,375,787,000 | 2,445,362,000 | 2,275,136,000 | 2,318,787,000 |
| Interest-bearing deposits | 2,082,546,000 | 2,051,321,000 | 1,877,708,000 | 1,915,950,000 |
| Noninterest-bearing deposits | 293,241,000 | 394,041,000 | 397,428,000 | 402,837,000 |
| Equity capital | 276,876,000 | 277,134,000 | 278,624,000 | 284,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 29,561,000 | 56,832,000 | 85,552,000 | 114,176,000 |
| Interest expense | 10,066,000 | 18,725,000 | 25,736,000 | 30,762,000 |
| Net interest income | 19,495,000 | 38,107,000 | 59,816,000 | 83,414,000 |
| Noninterest income | 979,000 | 1,539,000 | 7,151,000 | 8,985,000 |
| Noninterest expense | 14,331,000 | 26,215,000 | 39,437,000 | 53,746,000 |
| Provision for loan losses | 1,500,000 | 4,800,000 | 7,526,000 | 9,441,000 |
| Pretax income | 4,204,000 | 8,673,000 | 21,130,000 | 31,966,000 |
| Income tax | 1,271,000 | 2,557,000 | 6,237,000 | 9,331,000 |
| Net income | 2,933,000 | 6,116,000 | 14,893,000 | 22,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 269,520,000 | 269,340,000 | 270,943,000 | 278,229,000 |