Call reports 2019
BCB COMMUNITY BANK — 2019
What BCB COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,717,140,000 | 2,736,646,000 | 2,823,867,000 | 2,906,653,000 |
| Total loans | 2,331,491,000 | 2,323,554,000 | 2,281,585,000 | 2,203,058,000 |
| Allowance for loan losses | 23,004,000 | 23,789,000 | 24,691,000 | 23,734,000 |
| Securities available for sale | 117,942,000 | 116,258,000 | 98,218,000 | 91,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,189,536,000 | 2,208,822,000 | 2,263,832,000 | 2,362,263,000 |
| Interest-bearing deposits | 1,915,263,000 | 1,930,220,000 | 1,987,597,000 | 2,090,362,000 |
| Noninterest-bearing deposits | 274,273,000 | 278,602,000 | 276,235,000 | 271,901,000 |
| Equity capital | 251,838,000 | 256,947,000 | 259,189,000 | 276,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 30,639,000 | 61,532,000 | 93,099,000 | 124,174,000 |
| Interest expense | 9,002,000 | 18,296,000 | 28,325,000 | 38,636,000 |
| Net interest income | 21,637,000 | 43,236,000 | 64,774,000 | 85,538,000 |
| Noninterest income | 1,191,000 | 2,359,000 | 3,286,000 | 4,248,000 |
| Noninterest expense | 13,676,000 | 27,437,000 | 40,995,000 | 55,112,000 |
| Provision for loan losses | 889,000 | 1,644,000 | 2,544,000 | 2,069,000 |
| Pretax income | 8,554,000 | 16,799,000 | 25,045,000 | 33,068,000 |
| Income tax | 2,581,000 | 5,046,000 | 7,543,000 | 9,927,000 |
| Net income | 5,973,000 | 11,753,000 | 17,502,000 | 23,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 247,801,000 | 251,574,000 | 254,352,000 | 271,564,000 |
| Total capital | 270,805,000 | 275,363,000 | 279,043,000 | 295,298,000 |
| Risk-weighted assets | 2,182,631,000 | 2,174,125,000 | 2,140,955,000 | 2,134,374,000 |