Call reports 2018
BCB COMMUNITY BANK — 2018
What BCB COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,081,097,000 | 2,514,986,000 | 2,636,034,000 | 2,673,815,000 |
| Total loans | 1,783,141,000 | 2,141,874,000 | 2,248,277,000 | 2,302,004,000 |
| Allowance for loan losses | 18,337,000 | 20,640,000 | 21,504,000 | 22,359,000 |
| Securities available for sale | 119,158,000 | 127,291,000 | 119,811,000 | 119,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,692,007,000 | 1,985,252,000 | 2,116,731,000 | 2,181,924,000 |
| Interest-bearing deposits | 1,480,102,000 | 1,732,201,000 | 1,839,626,000 | 1,916,764,000 |
| Noninterest-bearing deposits | 211,905,000 | 253,051,000 | 277,105,000 | 265,160,000 |
| Equity capital | 179,841,000 | 196,458,000 | 230,923,000 | 235,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 21,089,000 | 46,904,000 | 75,223,000 | 105,927,000 |
| Interest expense | 4,457,000 | 10,117,000 | 17,573,000 | 26,306,000 |
| Net interest income | 16,632,000 | 36,787,000 | 57,650,000 | 79,621,000 |
| Noninterest income | 3,369,000 | 4,808,000 | 6,427,000 | 7,745,000 |
| Noninterest expense | 11,983,000 | 27,865,000 | 42,202,000 | 56,054,000 |
| Provision for loan losses | 1,342,000 | 3,402,000 | 4,309,000 | 5,130,000 |
| Pretax income | 6,548,000 | 10,168,000 | 17,324,000 | 25,560,000 |
| Income tax | 1,855,000 | 3,079,000 | 5,222,000 | 7,751,000 |
| Net income | 4,693,000 | 7,089,000 | 12,102,000 | 17,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,821,000 | 196,462,000 | 231,698,000 | 233,272,000 |
| Total capital | 203,158,000 | 217,102,000 | 253,202,000 | 255,631,000 |
| Risk-weighted assets | 1,626,381,000 | 2,004,034,000 | 2,076,535,000 | 2,127,772,000 |