Call reports 2017
BCB COMMUNITY BANK — 2017
What BCB COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,804,279,000 | 1,814,421,000 | 1,871,319,000 | 1,942,030,000 |
| Total loans | 1,547,052,000 | 1,595,681,000 | 1,640,178,000 | 1,662,347,000 |
| Allowance for loan losses | 17,526,000 | 17,964,000 | 18,449,000 | 17,375,000 |
| Securities available for sale | 106,183,000 | 105,803,000 | 100,077,000 | 122,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,514,599,000 | 1,496,413,000 | 1,547,355,000 | 1,570,223,000 |
| Interest-bearing deposits | 1,311,135,000 | 1,304,791,000 | 1,349,476,000 | 1,368,328,000 |
| Noninterest-bearing deposits | 203,464,000 | 191,622,000 | 197,879,000 | 201,895,000 |
| Equity capital | 129,502,000 | 135,531,000 | 180,261,000 | 179,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 18,612,000 | 37,850,000 | 57,419,000 | 78,076,000 |
| Interest expense | 3,814,000 | 7,780,000 | 11,574,000 | 15,531,000 |
| Net interest income | 14,798,000 | 30,070,000 | 45,845,000 | 62,545,000 |
| Noninterest income | 2,200,000 | 4,088,000 | 5,496,000 | 7,024,000 |
| Noninterest expense | 11,558,000 | 23,696,000 | 34,990,000 | 46,973,000 |
| Provision for loan losses | 498,000 | 1,274,000 | 1,785,000 | 2,110,000 |
| Pretax income | 4,942,000 | 9,188,000 | 14,663,000 | 20,583,000 |
| Income tax | 1,973,000 | 3,650,000 | 5,857,000 | 10,357,000 |
| Net income | 2,969,000 | 5,538,000 | 8,806,000 | 10,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,499,000 | 138,003,000 | 182,440,000 | 182,262,000 |
| Total capital | 150,025,000 | 155,915,000 | 200,797,000 | 199,637,000 |
| Risk-weighted assets | 1,403,294,000 | 1,432,933,000 | 1,468,440,000 | 1,507,568,000 |