Call reports 2016
BCB COMMUNITY BANK — 2016
What BCB COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,704,016,000 | 1,735,820,000 | 1,676,053,000 | 1,707,567,000 |
| Total loans | 1,448,365,000 | 1,448,103,000 | 1,450,275,000 | 1,506,521,000 |
| Allowance for loan losses | 18,168,000 | 18,338,000 | 17,590,000 | 17,209,000 |
| Securities available for sale | 9,639,000 | 18,365,000 | 52,907,000 | 94,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,350,439,000 | 1,394,366,000 | 1,380,469,000 | 1,393,070,000 |
| Interest-bearing deposits | 1,184,247,000 | 1,228,304,000 | 1,209,456,000 | 1,208,384,000 |
| Noninterest-bearing deposits | 166,192,000 | 166,062,000 | 171,013,000 | 184,686,000 |
| Equity capital | 134,583,000 | 134,129,000 | 133,722,000 | 133,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 18,280,000 | 35,701,000 | 53,608,000 | 71,909,000 |
| Interest expense | 4,101,000 | 8,386,000 | 12,484,000 | 16,158,000 |
| Net interest income | 14,179,000 | 27,315,000 | 41,124,000 | 55,751,000 |
| Noninterest income | 1,215,000 | 2,999,000 | 4,359,000 | 5,614,000 |
| Noninterest expense | 11,716,000 | 23,855,000 | 36,155,000 | 47,764,000 |
| Provision for loan losses | 189,000 | 226,000 | -75,000 | 27,000 |
| Pretax income | 3,489,000 | 6,233,000 | 9,403,000 | 13,574,000 |
| Income tax | 1,411,000 | 2,524,000 | 3,724,000 | 5,365,000 |
| Net income | 2,078,000 | 3,709,000 | 5,679,000 | 8,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,073,000 | 135,587,000 | 135,501,000 | 137,839,000 |
| Total capital | 152,291,000 | 151,904,000 | 151,929,000 | 154,923,000 |
| Risk-weighted assets | 1,295,491,000 | 1,303,341,000 | 1,313,051,000 | 1,366,629,000 |