Call reports 2015
BCB COMMUNITY BANK — 2015
What BCB COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,382,979,000 | 1,496,928,000 | 1,553,326,000 | 1,616,677,000 |
| Total loans | 1,314,562,000 | 1,407,287,000 | 1,414,473,000 | 1,440,143,000 |
| Allowance for loan losses | 16,728,000 | 17,712,000 | 17,690,000 | 18,042,000 |
| Securities available for sale | 9,593,000 | 8,963,000 | 9,787,000 | 9,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,086,031,000 | 1,178,567,000 | 1,233,295,000 | 1,273,944,000 |
| Interest-bearing deposits | 944,857,000 | 1,029,989,000 | 1,086,691,000 | 1,121,044,000 |
| Noninterest-bearing deposits | 141,174,000 | 148,578,000 | 146,604,000 | 152,900,000 |
| Equity capital | 106,426,000 | 108,988,000 | 111,080,000 | 136,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 15,722,000 | 32,984,000 | 50,413,000 | 68,234,000 |
| Interest expense | 2,900,000 | 6,210,000 | 9,852,000 | 13,748,000 |
| Net interest income | 12,822,000 | 26,774,000 | 40,561,000 | 54,486,000 |
| Noninterest income | 974,000 | 2,469,000 | 4,171,000 | 6,225,000 |
| Noninterest expense | 9,930,000 | 20,942,000 | 32,541,000 | 46,276,000 |
| Provision for loan losses | 720,000 | 1,850,000 | 1,920,000 | 2,280,000 |
| Pretax income | 3,146,000 | 6,451,000 | 10,271,000 | 12,155,000 |
| Income tax | 1,263,000 | 2,612,000 | 4,102,000 | 4,920,000 |
| Net income | 1,883,000 | 3,839,000 | 6,169,000 | 7,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,548,000 | 110,201,000 | 112,239,000 | 137,841,000 |
| Total capital | 122,033,000 | 125,923,000 | 127,943,000 | 153,806,000 |
| Risk-weighted assets | 1,156,745,000 | 1,255,640,000 | 1,254,178,000 | 1,275,137,000 |