Call reports 2025
INTERNATIONAL FINANCE BANK — 2025
What INTERNATIONAL FINANCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,360,753,000 | 1,378,556,000 | 1,411,223,000 | 1,580,518,000 |
| Total loans | 1,103,453,000 | 1,139,352,000 | 1,179,167,000 | 1,238,206,000 |
| Allowance for loan losses | 13,406,000 | 14,351,000 | 14,897,000 | 15,483,000 |
| Securities available for sale | 60,901,000 | 59,310,000 | 53,160,000 | 49,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,235,699,000 | 1,254,036,000 | 1,264,124,000 | 1,427,450,000 |
| Interest-bearing deposits | 676,636,000 | 700,782,000 | 695,944,000 | 795,608,000 |
| Noninterest-bearing deposits | 559,063,000 | 553,254,000 | 568,180,000 | 631,842,000 |
| Equity capital | 114,617,000 | 116,651,000 | 119,652,000 | 124,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,644,000 | 36,621,000 | 55,855,000 | 75,804,000 |
| Interest expense | 5,804,000 | 11,855,000 | 18,261,000 | 24,858,000 |
| Net interest income | 11,840,000 | 24,766,000 | 37,594,000 | 50,946,000 |
| Noninterest income | 1,587,000 | 3,315,000 | 4,804,000 | 6,302,000 |
| Noninterest expense | 7,290,000 | 15,444,000 | 23,151,000 | 31,598,000 |
| Provision for loan losses | 3,000 | 948,000 | 1,389,000 | 1,976,000 |
| Pretax income | 5,953,000 | 11,177,000 | 17,627,000 | 23,609,000 |
| Income tax | 1,524,000 | 2,500,000 | 4,064,000 | 5,461,000 |
| Net income | 4,429,000 | 8,677,000 | 13,563,000 | 18,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,235,000 | 118,273,000 | 120,999,000 | 125,624,000 |
| Total capital | 129,247,000 | 131,786,000 | 135,081,000 | 140,477,000 |
| Risk-weighted assets | 1,040,324,000 | 1,079,679,000 | 1,125,410,000 | 1,187,451,000 |