Call reports 2023
INTERNATIONAL FINANCE BANK — 2023
What INTERNATIONAL FINANCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 972,876,000 | 997,723,000 | 1,016,234,000 | 1,049,917,000 |
| Total loans | 856,266,000 | 870,175,000 | 871,860,000 | 874,026,000 |
| Allowance for loan losses | 10,453,000 | 11,376,000 | 12,018,000 | 13,213,000 |
| Securities available for sale | 58,161,000 | 57,319,000 | 55,992,000 | 54,518,000 |
| Securities held to maturity | 16,071,000 | 16,055,000 | 16,039,000 | 18,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 873,994,000 | 897,595,000 | 912,400,000 | 943,111,000 |
| Interest-bearing deposits | 328,942,000 | 344,615,000 | 429,229,000 | 489,229,000 |
| Noninterest-bearing deposits | 545,052,000 | 552,980,000 | 483,171,000 | 453,882,000 |
| Equity capital | 88,138,000 | 91,762,000 | 94,770,000 | 98,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,026,000 | 25,156,000 | 38,762,000 | 52,612,000 |
| Interest expense | 725,000 | 2,206,000 | 4,817,000 | 8,157,000 |
| Net interest income | 11,301,000 | 22,950,000 | 33,945,000 | 44,455,000 |
| Noninterest income | 1,506,000 | 2,727,000 | 3,952,000 | 5,216,000 |
| Noninterest expense | 6,244,000 | 12,440,000 | 19,009,000 | 26,116,000 |
| Provision for loan losses | 6,000 | 1,010,000 | 1,651,000 | 2,846,000 |
| Pretax income | 6,593,000 | 12,235,000 | 17,183,000 | 20,753,000 |
| Income tax | 1,832,000 | 3,079,000 | 4,053,000 | 4,525,000 |
| Net income | 4,761,000 | 9,156,000 | 13,130,000 | 16,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,928,000 | 95,643,000 | 98,938,000 | 101,662,000 |
| Total capital | 101,660,000 | 105,974,000 | 109,005,000 | 111,749,000 |
| Risk-weighted assets | 805,930,000 | 826,252,000 | 804,236,000 | 804,672,000 |