Call reports 2020
INTERNATIONAL FINANCE BANK — 2020
What INTERNATIONAL FINANCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 774,259,000 | 805,309,000 | 809,102,000 | 838,490,000 |
| Total loans | 629,621,000 | 680,206,000 | 723,676,000 | 688,751,000 |
| Allowance for loan losses | 6,949,000 | 7,082,000 | 11,220,000 | 7,337,000 |
| Securities available for sale | 40,405,000 | 41,296,000 | 42,449,000 | 41,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,374,000 | 728,057,000 | 743,032,000 | 760,470,000 |
| Interest-bearing deposits | 462,439,000 | 442,234,000 | 407,830,000 | 399,632,000 |
| Noninterest-bearing deposits | 237,935,000 | 285,823,000 | 335,202,000 | 360,838,000 |
| Equity capital | 54,136,000 | 57,344,000 | 56,833,000 | 69,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,034,000 | 15,685,000 | 23,086,000 | 30,605,000 |
| Interest expense | 1,893,000 | 3,226,000 | 4,279,000 | 5,098,000 |
| Net interest income | 6,141,000 | 12,459,000 | 18,807,000 | 25,507,000 |
| Noninterest income | 625,000 | 1,087,000 | 1,833,000 | 2,555,000 |
| Noninterest expense | 5,212,000 | 9,171,000 | 13,153,000 | 17,806,000 |
| Provision for loan losses | 206,000 | 337,000 | 4,466,000 | 4,280,000 |
| Pretax income | 1,622,000 | 4,324,000 | 3,307,000 | 6,258,000 |
| Income tax | 411,000 | 1,081,000 | 838,000 | 1,571,000 |
| Net income | 1,211,000 | 3,243,000 | 2,469,000 | 4,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,353,000 | 57,169,000 | 56,436,000 | 68,692,000 |
| Total capital | 60,265,000 | 64,388,000 | 64,312,000 | 76,147,000 |
| Risk-weighted assets | 552,774,000 | 602,808,000 | 626,699,000 | 604,192,000 |