Call reports 2018
INTERNATIONAL FINANCE BANK — 2018
What INTERNATIONAL FINANCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 503,635,000 | 513,877,000 | 544,998,000 | 692,495,000 |
| Total loans | 413,373,000 | 438,262,000 | 464,455,000 | 501,965,000 |
| Allowance for loan losses | 5,094,000 | 5,114,000 | 5,143,000 | 5,496,000 |
| Securities available for sale | 46,377,000 | 43,661,000 | 42,322,000 | 41,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,006,000 | 435,407,000 | 450,142,000 | 610,695,000 |
| Interest-bearing deposits | 232,959,000 | 262,885,000 | 267,693,000 | 410,460,000 |
| Noninterest-bearing deposits | 193,047,000 | 172,522,000 | 182,449,000 | 200,235,000 |
| Equity capital | 45,216,000 | 46,035,000 | 47,131,000 | 48,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,212,000 | 11,004,000 | 17,140,000 | 24,644,000 |
| Interest expense | 709,000 | 1,650,000 | 2,751,000 | 4,241,000 |
| Net interest income | 4,503,000 | 9,354,000 | 14,389,000 | 20,403,000 |
| Noninterest income | 372,000 | 722,000 | 1,136,000 | 1,556,000 |
| Noninterest expense | 3,714,000 | 7,351,000 | 11,087,000 | 15,588,000 |
| Provision for loan losses | 41,000 | 59,000 | 85,000 | 432,000 |
| Pretax income | 1,120,000 | 2,666,000 | 4,353,000 | 5,939,000 |
| Income tax | 284,000 | 676,000 | 1,103,000 | 1,505,000 |
| Net income | 836,000 | 1,990,000 | 3,250,000 | 4,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,253,000 | 42,662,000 | 44,282,000 | 44,359,000 |
| Total capital | 45,836,000 | 47,501,000 | 49,462,000 | 49,987,000 |
| Risk-weighted assets | 365,929,000 | 386,678,000 | 414,319,000 | 450,217,000 |