Call reports 2017
INTERNATIONAL FINANCE BANK — 2017
What INTERNATIONAL FINANCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 406,111,000 | 446,051,000 | 458,145,000 | 472,814,000 |
| Total loans | 314,375,000 | 330,175,000 | 353,764,000 | 368,176,000 |
| Allowance for loan losses | 5,530,000 | 5,304,000 | 5,320,000 | 4,990,000 |
| Securities available for sale | 25,629,000 | 44,385,000 | 49,497,000 | 47,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,313,000 | 384,095,000 | 395,362,000 | 395,951,000 |
| Interest-bearing deposits | 200,774,000 | 217,243,000 | 218,215,000 | 209,118,000 |
| Noninterest-bearing deposits | 144,539,000 | 166,852,000 | 177,147,000 | 186,833,000 |
| Equity capital | 44,060,000 | 44,869,000 | 45,742,000 | 44,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,841,000 | 8,044,000 | 13,059,000 | 18,033,000 |
| Interest expense | 339,000 | 808,000 | 1,348,000 | 1,935,000 |
| Net interest income | 3,502,000 | 7,236,000 | 11,711,000 | 16,098,000 |
| Noninterest income | 296,000 | 648,000 | 1,036,000 | 1,434,000 |
| Noninterest expense | 3,026,000 | 6,292,000 | 9,529,000 | 12,936,000 |
| Provision for loan losses | 0 | -395,000 | -395,000 | -1,018,000 |
| Pretax income | 772,000 | 1,987,000 | 3,613,000 | 5,614,000 |
| Income tax | 271,000 | 731,000 | 1,343,000 | 4,269,000 |
| Net income | 501,000 | 1,256,000 | 2,270,000 | 1,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,565,000 | 36,829,000 | 38,314,000 | 40,320,000 |
| Total capital | 38,765,000 | 40,374,000 | 42,185,000 | 44,346,000 |
| Risk-weighted assets | 251,818,000 | 279,860,000 | 306,370,000 | 319,972,000 |