Call reports 2016
INTERNATIONAL FINANCE BANK — 2016
What INTERNATIONAL FINANCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 332,732,000 | 352,187,000 | 354,483,000 | 374,048,000 |
| Total loans | 272,117,000 | 263,490,000 | 291,258,000 | 305,788,000 |
| Allowance for loan losses | 7,647,000 | 7,383,000 | 6,995,000 | 5,463,000 |
| Securities available for sale | 17,196,000 | 20,770,000 | 28,498,000 | 26,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,385,000 | 308,831,000 | 310,392,000 | 313,612,000 |
| Interest-bearing deposits | 168,809,000 | 170,554,000 | 176,401,000 | 187,105,000 |
| Noninterest-bearing deposits | 120,576,000 | 138,277,000 | 133,991,000 | 126,507,000 |
| Equity capital | 41,690,000 | 41,890,000 | 42,370,000 | 43,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,414,000 | 6,946,000 | 10,746,000 | 14,767,000 |
| Interest expense | 207,000 | 411,000 | 628,000 | 888,000 |
| Net interest income | 3,207,000 | 6,535,000 | 10,118,000 | 13,879,000 |
| Noninterest income | 212,000 | 455,000 | 732,000 | 1,064,000 |
| Noninterest expense | 3,684,000 | 7,027,000 | 10,045,000 | 13,407,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,500,000 |
| Pretax income | -112,000 | 157,000 | 1,024,000 | 3,259,000 |
| Income tax | -42,000 | 59,000 | 385,000 | 1,247,000 |
| Net income | -70,000 | 98,000 | 639,000 | 2,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,624,000 | 31,913,000 | 32,743,000 | 34,762,000 |
| Total capital | 34,456,000 | 34,591,000 | 35,705,000 | 37,886,000 |
| Risk-weighted assets | 217,537,000 | 205,084,000 | 228,884,000 | 243,899,000 |