Call reports 2017
ROYAL BANK AMERICA — 2017
What ROYAL BANK AMERICA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 832,217,000 | 804,100,000 | 805,169,000 |
| Total loans | 618,990,000 | 605,693,000 | 594,566,000 |
| Allowance for loan losses | 10,558,000 | 10,262,000 | 10,123,000 |
| Securities available for sale | 164,843,000 | 137,153,000 | 156,725,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 646,514,000 | 624,599,000 | 628,582,000 |
| Interest-bearing deposits | 546,034,000 | 521,442,000 | 529,990,000 |
| Noninterest-bearing deposits | 100,480,000 | 103,157,000 | 98,592,000 |
| Equity capital | 73,618,000 | 77,161,000 | 79,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 8,953,000 | 18,408,000 | 27,392,000 |
| Interest expense | 1,739,000 | 3,485,000 | 5,206,000 |
| Net interest income | 7,214,000 | 14,923,000 | 22,186,000 |
| Noninterest income | 792,000 | 1,385,000 | 1,783,000 |
| Noninterest expense | 5,611,000 | 10,545,000 | 15,233,000 |
| Provision for loan losses | 297,000 | 354,000 | 513,000 |
| Pretax income | 2,098,000 | 5,493,000 | 8,307,000 |
| Income tax | 0 | 52,000 | 132,000 |
| Net income | 2,055,000 | 5,241,000 | 7,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 72,342,000 | 75,641,000 | 78,333,000 |
| Total capital | 80,488,000 | 83,520,000 | 86,152,000 |
| Risk-weighted assets | 643,407,000 | 622,063,000 | 617,363,000 |