Call reports 2014
ROYAL BANK AMERICA — 2014
What ROYAL BANK AMERICA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 726,406,000 | 718,878,000 | 716,926,000 | 726,818,000 |
| Total loans | 358,693,000 | 379,198,000 | 398,205,000 | 415,144,000 |
| Allowance for loan losses | 11,866,000 | 11,569,000 | 11,482,000 | 11,708,000 |
| Securities available for sale | 310,630,000 | 279,691,000 | 264,189,000 | 249,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,984,000 | 528,965,000 | 523,609,000 | 538,193,000 |
| Interest-bearing deposits | 462,072,000 | 463,990,000 | 447,885,000 | 456,761,000 |
| Noninterest-bearing deposits | 72,912,000 | 64,975,000 | 75,724,000 | 81,432,000 |
| Equity capital | 45,662,000 | 49,357,000 | 50,403,000 | 50,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,146,000 | 14,350,000 | 21,537,000 | 28,765,000 |
| Interest expense | 1,633,000 | 3,267,000 | 4,900,000 | 6,525,000 |
| Net interest income | 5,513,000 | 11,083,000 | 16,637,000 | 22,240,000 |
| Noninterest income | 615,000 | 1,157,000 | 2,064,000 | 2,675,000 |
| Noninterest expense | 5,091,000 | 9,857,000 | 15,065,000 | 20,999,000 |
| Provision for loan losses | -639,000 | -714,000 | -765,000 | -867,000 |
| Pretax income | 1,676,000 | 3,129,000 | 4,451,000 | 4,823,000 |
| Income tax | 0 | 0 | 0 | -654,000 |
| Net income | 1,559,000 | 2,943,000 | 4,239,000 | 5,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,967,000 | 73,335,000 | 74,568,000 | 75,542,000 |
| Total capital | 77,759,000 | 78,997,000 | 79,933,000 | 81,834,000 |
| Risk-weighted assets | 457,323,000 | 466,650,000 | 483,217,000 | 497,918,000 |
Machine access — free, no API key
Every figure shown here about ROYAL BANK AMERICA — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.