Call reports 2008
ROYAL BANK AMERICA — 2008
What ROYAL BANK AMERICA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,100,462,000 | 1,063,648,000 | 1,076,959,000 | 1,064,036,000 |
| Total loans | 602,310,000 | 628,702,000 | 636,457,000 | 646,229,000 |
| Allowance for loan losses | 21,134,000 | 25,455,000 | 27,879,000 | 27,741,000 |
| Securities available for sale | 314,813,000 | 262,151,000 | 273,543,000 | 298,123,000 |
| Securities held to maturity | 72,900,000 | 62,644,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 651,594,000 | 629,156,000 | 683,497,000 | 683,565,000 |
| Interest-bearing deposits | 593,292,000 | 575,325,000 | 626,817,000 | 627,881,000 |
| Noninterest-bearing deposits | 58,302,000 | 53,831,000 | 56,680,000 | 55,684,000 |
| Equity capital | 98,262,000 | 94,028,000 | 77,112,000 | 45,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 18,588,000 | 34,656,000 | 50,845,000 | 66,536,000 |
| Interest expense | 9,594,000 | 17,453,000 | 26,349,000 | 35,486,000 |
| Net interest income | 8,994,000 | 17,203,000 | 24,496,000 | 31,050,000 |
| Noninterest income | 1,349,000 | 6,297,000 | 8,022,000 | 8,887,000 |
| Noninterest expense | 5,705,000 | 11,724,000 | 18,368,000 | 28,123,000 |
| Provision for loan losses | 3,381,000 | 7,912,000 | 12,326,000 | 20,920,000 |
| Pretax income | 1,275,000 | 3,874,000 | -12,489,000 | -28,246,000 |
| Income tax | 241,000 | 1,071,000 | -4,800,000 | 5,518,000 |
| Net income | 1,034,000 | 2,803,000 | -7,689,000 | -33,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,817,000 | 121,784,000 | 109,178,000 | 85,406,000 |
| Total capital | 133,496,000 | 133,707,000 | 120,891,000 | 97,478,000 |
| Risk-weighted assets | 924,876,000 | 940,332,000 | 920,857,000 | 950,101,000 |
Machine access — free, no API key
Every figure shown here about ROYAL BANK AMERICA — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.