Call reports 2016
AMERICAN FOUNDERS BANK, INC. — 2016
What AMERICAN FOUNDERS BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 99,911,000 | 96,728,000 | 99,932,000 | 102,442,000 |
| Total loans | 74,575,000 | 73,891,000 | 74,964,000 | 74,345,000 |
| Allowance for loan losses | 1,636,000 | 1,620,000 | 1,125,000 | 1,145,000 |
| Securities available for sale | 9,053,000 | 9,528,000 | 10,800,000 | 11,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,494,000 | 83,265,000 | 79,759,000 | 87,079,000 |
| Interest-bearing deposits | 68,967,000 | 71,754,000 | 70,445,000 | 78,588,000 |
| Noninterest-bearing deposits | 11,528,000 | 11,511,000 | 9,314,000 | 8,491,000 |
| Equity capital | 12,483,000 | 12,338,000 | 12,153,000 | 12,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 944,000 | 1,942,000 | 2,876,000 | 4,114,000 |
| Interest expense | 171,000 | 350,000 | 528,000 | 715,000 |
| Net interest income | 773,000 | 1,592,000 | 2,348,000 | 3,399,000 |
| Noninterest income | 180,000 | 201,000 | 334,000 | 645,000 |
| Noninterest expense | 1,115,000 | 2,236,000 | 3,303,000 | 4,572,000 |
| Provision for loan losses | 0 | -55,000 | -55,000 | -55,000 |
| Pretax income | -162,000 | -388,000 | -566,000 | -473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -162,000 | -388,000 | -566,000 | -473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,994,000 | 12,766,000 | 12,588,000 | 12,681,000 |
| Total capital | 13,899,000 | 13,686,000 | 13,502,000 | 13,640,000 |
| Risk-weighted assets | 69,110,000 | 68,828,000 | 69,906,000 | 68,935,000 |