Call reports 2015
AMERICAN FOUNDERS BANK, INC. — 2015
What AMERICAN FOUNDERS BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 292,617,000 | 276,826,000 | 268,330,000 | 96,995,000 |
| Total loans | 201,133,000 | 189,291,000 | 192,455,000 | 72,182,000 |
| Allowance for loan losses | 2,575,000 | 2,383,000 | 2,327,000 | 1,663,000 |
| Securities available for sale | 44,305,000 | 41,880,000 | 33,241,000 | 9,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,973,000 | 247,616,000 | 239,718,000 | 76,865,000 |
| Interest-bearing deposits | 225,481,000 | 212,410,000 | 196,754,000 | 64,703,000 |
| Noninterest-bearing deposits | 33,492,000 | 35,206,000 | 42,964,000 | 12,162,000 |
| Equity capital | 12,109,000 | 11,983,000 | 12,301,000 | 12,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,536,000 | 5,166,000 | 7,633,000 | 9,211,000 |
| Interest expense | 453,000 | 897,000 | 1,303,000 | 1,561,000 |
| Net interest income | 2,083,000 | 4,269,000 | 6,330,000 | 7,650,000 |
| Noninterest income | 600,000 | 971,000 | 1,363,000 | 7,142,000 |
| Noninterest expense | 2,449,000 | 4,968,000 | 7,311,000 | 9,746,000 |
| Provision for loan losses | 0 | 0 | 0 | -697,000 |
| Pretax income | 151,000 | 189,000 | 299,000 | 5,664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 189,000 | 299,000 | 5,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,227,000 | 16,288,000 | 16,420,000 | 13,155,000 |
| Total capital | 18,956,000 | 18,830,000 | 18,912,000 | 14,045,000 |
| Risk-weighted assets | 213,832,000 | 203,807,000 | 203,045,000 | 67,529,000 |