Call reports 2026
UNITED BANK OF MICHIGAN — 2026
What UNITED BANK OF MICHIGAN reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,091,126,000 | 1,062,468,000 |
| Total loans | 843,198,000 | 864,255,000 |
| Allowance for loan losses | 8,960,000 | 9,170,000 |
| Securities available for sale | 83,799,000 | 79,387,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 934,376,000 | 892,659,000 |
| Interest-bearing deposits | 747,537,000 | 694,128,000 |
| Noninterest-bearing deposits | 186,839,000 | 198,531,000 |
| Equity capital | 108,172,000 | 110,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 13,055,000 | 26,607,000 |
| Interest expense | 3,934,000 | 7,714,000 |
| Net interest income | 9,121,000 | 18,893,000 |
| Noninterest income | 1,876,000 | 4,040,000 |
| Noninterest expense | 7,048,000 | 14,303,000 |
| Provision for loan losses | -149,000 | 57,000 |
| Pretax income | 3,864,000 | 8,580,000 |
| Income tax | 738,000 | 1,657,000 |
| Net income | 3,126,000 | 6,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 109,353,000 | 112,150,000 |