Call reports 2017
AMERICAN SAVINGS BANK, FSB — 2017
What AMERICAN SAVINGS BANK, FSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 280,254,000 | 294,062,000 | 292,807,000 | 288,194,000 |
| Total loans | 235,062,000 | 241,702,000 | 248,892,000 | 248,607,000 |
| Allowance for loan losses | 1,487,000 | 1,460,000 | 1,445,000 | 1,429,000 |
| Securities available for sale | 23,473,000 | 21,507,000 | 20,860,000 | 19,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,655,000 | 210,676,000 | 205,914,000 | 203,173,000 |
| Interest-bearing deposits | 167,086,000 | 180,659,000 | 172,565,000 | 169,848,000 |
| Noninterest-bearing deposits | 29,569,000 | 30,017,000 | 33,349,000 | 33,325,000 |
| Equity capital | 30,529,000 | 30,859,000 | 31,049,000 | 31,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,994,000 | 6,153,000 | 9,405,000 | 12,654,000 |
| Interest expense | 373,000 | 810,000 | 1,286,000 | 1,777,000 |
| Net interest income | 2,621,000 | 5,343,000 | 8,119,000 | 10,877,000 |
| Noninterest income | 1,019,000 | 2,365,000 | 3,533,000 | 4,463,000 |
| Noninterest expense | 2,795,000 | 5,668,000 | 8,508,000 | 11,255,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 815,000 | 1,985,000 | 3,059,000 | 3,970,000 |
| Income tax | 199,000 | 563,000 | 895,000 | 1,174,000 |
| Net income | 616,000 | 1,422,000 | 2,164,000 | 2,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,763,000 | 28,029,000 | 28,231,000 | 28,324,000 |
| Total capital | 29,250,000 | 29,489,000 | 29,676,000 | 29,753,000 |
| Risk-weighted assets | 199,663,000 | 206,379,000 | 213,838,000 | 212,160,000 |