Call reports 2016
AMERICAN SAVINGS BANK, FSB — 2016
What AMERICAN SAVINGS BANK, FSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 260,560,000 | 269,634,000 | 272,941,000 | 272,209,000 |
| Total loans | 212,623,000 | 222,190,000 | 225,058,000 | 228,219,000 |
| Allowance for loan losses | 1,631,000 | 1,463,000 | 1,481,000 | 1,469,000 |
| Securities available for sale | 27,663,000 | 26,796,000 | 26,065,000 | 24,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,681,000 | 202,925,000 | 198,028,000 | 196,246,000 |
| Interest-bearing deposits | 171,655,000 | 170,926,000 | 168,077,000 | 164,946,000 |
| Noninterest-bearing deposits | 27,026,000 | 31,999,000 | 29,951,000 | 31,300,000 |
| Equity capital | 28,614,000 | 29,249,000 | 30,040,000 | 30,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,792,000 | 5,677,000 | 8,609,000 | 11,556,000 |
| Interest expense | 390,000 | 770,000 | 1,152,000 | 1,524,000 |
| Net interest income | 2,402,000 | 4,907,000 | 7,457,000 | 10,032,000 |
| Noninterest income | 763,000 | 1,826,000 | 3,169,000 | 4,386,000 |
| Noninterest expense | 2,505,000 | 5,235,000 | 7,980,000 | 10,891,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 110,000 |
| Pretax income | 630,000 | 1,438,000 | 2,566,000 | 3,417,000 |
| Income tax | 186,000 | 447,000 | 809,000 | 1,067,000 |
| Net income | 444,000 | 991,000 | 1,757,000 | 2,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,780,000 | 26,329,000 | 27,095,000 | 27,688,000 |
| Total capital | 27,411,000 | 27,792,000 | 28,576,000 | 29,157,000 |
| Risk-weighted assets | 180,891,000 | 188,842,000 | 190,886,000 | 194,844,000 |