Call reports 2015
AMERICAN SAVINGS BANK, FSB — 2015
What AMERICAN SAVINGS BANK, FSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 251,268,000 | 250,997,000 | 252,898,000 | 256,743,000 |
| Total loans | 197,682,000 | 199,304,000 | 200,955,000 | 209,274,000 |
| Allowance for loan losses | 1,746,000 | 1,704,000 | 1,549,000 | 1,538,000 |
| Securities available for sale | 32,574,000 | 30,893,000 | 29,934,000 | 28,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,162,000 | 195,433,000 | 194,969,000 | 199,170,000 |
| Interest-bearing deposits | 176,255,000 | 171,318,000 | 171,341,000 | 173,006,000 |
| Noninterest-bearing deposits | 21,907,000 | 24,115,000 | 23,628,000 | 26,164,000 |
| Equity capital | 26,653,000 | 27,152,000 | 27,623,000 | 28,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,518,000 | 5,075,000 | 7,668,000 | 10,490,000 |
| Interest expense | 461,000 | 907,000 | 1,340,000 | 1,761,000 |
| Net interest income | 2,057,000 | 4,168,000 | 6,328,000 | 8,729,000 |
| Noninterest income | 558,000 | 1,570,000 | 2,440,000 | 3,136,000 |
| Noninterest expense | 1,986,000 | 4,246,000 | 6,583,000 | 9,045,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 599,000 | 1,432,000 | 2,095,000 | 2,700,000 |
| Income tax | 157,000 | 367,000 | 554,000 | 722,000 |
| Net income | 442,000 | 1,065,000 | 1,541,000 | 1,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,801,000 | 24,424,000 | 24,901,000 | 25,339,000 |
| Total capital | 25,547,000 | 26,128,000 | 26,450,000 | 26,877,000 |
| Risk-weighted assets | 168,177,000 | 170,466,000 | 174,620,000 | 179,476,000 |